Terms and Conditions

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     Welcome to the ORS  website ("we," "our," or "us"). These Terms and Conditions ("Terms") govern your use of our website, www.orsfinancialgroup.com, and all related services. By accessing or using our site, you agree to be bound by these Terms. If you do not agree, please do not use our site.

1. Scope of Services

ORS  provides information about life, health, Medicare, and supplemental insurance products and services, and allows users to request quotes and apply for insurance policies. All information on our website is intended solely for general information purposes and should not be construed as professional advice.

2. Eligibility

By using our site, you represent and warrant that you are at least 18 years of age and legally able to enter into these Terms. If you are under 18, please do not use this website.

3. User Responsibilities

You agree to use our website only for lawful purposes. You may not:

• Use the site in any way that violates any applicable federal, state, local, or international law or regulation.
• Use the site to transmit any unsolicited or unauthorized advertising or promotional material.
• Attempt to gain unauthorized access to our site, server, or any associated databases.
• Engage in any activity that could damage, disable, overburden, or impair the site.

4. Intellectual Property Rights

All content, including text, graphics, logos, images, and software, on this website is the property of Alsurance or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without our prior written consent.

5. Third-Party Links

Our website may contain links to third-party websites. These links are provided solely for your convenience and do not imply any endorsement or responsibility for the content or practices of these third-party sites. We recommend reviewing their terms and conditions before using their services.

6. Disclaimer of Warranties

Our website is provided on an "as-is" and "as available" basis, without any warranties of any kind, either express or implied. We do not guarantee that our website will be uninterrupted, error-free, or secure. We disclaim all warranties, express or implied, including, but not limited to, warranties of merchantability, fitness for a particular purpose, and non-infringement.

7. Limitation of Liability

To the fullest extent permitted by law, Alsurance, its affiliates, officers, agents, and employees shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from or in any way related to your use of our website. This includes, without limitation, damages for loss of profits, data, or other intangible losses.

8. Indemnification

You agree to indemnify and hold harmless Alsurance, its affiliates, officers, agents, and employees from any claims, damages, or expenses (including attorneys’ fees) arising out of or in connection with your violation of these Terms or misuse of our website.

9. Changes to These Terms

We may update these Terms at any time, and changes will be effective upon posting to our website. We encourage you to review these Terms regularly. Your continued use of the website after changes have been posted signifies your acceptance of the updated Terms.

10. Termination

We reserve the right to terminate or suspend your access to our website, without prior notice or liability, for any reason, including but not limited to your breach of these Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Gerogia, USA without regard to its conflict of law provisions. Any legal action or proceeding related to your use of our website shall be brought exclusively in the courts of Georgia, USA.

12. Contact Us

If you have any questions regarding these Terms, please contact us at:

ORS Financial Group
5036 Snapfinger Woods Dr Decatur, Ga 30035
agent@orsfinancialgroup.com
404-482-2436